INTERNATIONAL CARD PRESENT GATEWAY
Cloud gateway powering the future of payments
ISVs are innovators by nature. Don’t be held back by legacy terminal architecture, disjointed systems, and “hardware-not-software” providers. Power the future of payments with Handpoint’s card present platform purpose-built for embedded payments.
30+
Countries with omni-channel reach
Billions
Processed in multiple currencies:
USD CAD ISK HRK EUR GBP ZAR CZK DKK HUF NOK SEK CHF HRK
450+
Integration pathways with many APIS and leading terminals pre-certified for EMV & NFC, enabling your cross-Atlantic strategy
95%
Net Promoter Score among merchants using Handpoint*
*Based on an independent survey, 2020
The card present gateway fueling the software+payments revolution
Save time and resources with Handpoint's flexible card present platform that gives you the world
Host-integrated to many processors
Save time and money now. Stay in control over time.
Handpoint’s cloud-hosted gateway is host-integrated with many processors on three continents. Leverage APIs and PAX Android or mPOS terminals immediately with the processors of your choice. Board your business with new acquirers as your strategy evolves without changing your product. Even switch your merchants to a new processor without replacing a single terminal deployed in the field.
Terminals connect to Handpoint, not direct to the acquirer
Control from the middle of the transaction lets you direct the route, enhance the transaction, and power new business models.
Because Handpoint-powered terminals talk to Handpoint gateway first, we can do so much more — from BIN lookups, to routing a single terminal to multiple acquirers (eg Global & Interac, OmniPay & AMEX), to adding your payment tokens to auth responses sent to the ISV. And when we add a new terminal, the routing is already done. Or add a new acquirer to bring the whole platform to a new market.
Host capture
Host capture minimizes risks and increases your flexibility
Handpoint gateway either uses the host capture platform of the processor or serves as the host capture platform. Minimize merchant hassle and risks because your merchants never need to batch out. You gain control the settlement flow. You even can power semi-attended payments where no one is available to batch out.
Real-time data
Your ISVs only connect to the terminal. But you get all the data right from the gateway
With all information from all APIs, all terminals, and all processors in one cloud-hosted platform, you have a global source of truth. Log in to see everything, from everywhere, in real time. Or use Handpoint TXN Feed API to bring the data into your payout systems, merchant portal, support tools, and more.
Security
Shield it all with Handpoint's PCI-P2PE application/SDK plus PCI-DSS L1 gateway plus semi-integrated APIs plus EMV.
Handpoint is built for software providers to integrate. Handpoint shields all data from the terminal to the processor and back, helping simplify your compliance no matter what the environment.
Configurability
PCI-P2PE plus PCI-DSS L1 plus EMV plus semi-integrated. Have it all.
From one place, you configure for each merchant the supported features on the terminal, the routing (including multi-MID, multi-agreement), the currency and language, the branding, and more. On a single page or via Handpoint TMS API.