Now Acquirers and MNOs can enable small and micro merchants to accept payments with their mobile device anywhere anytime. With our Platform-as-a-Service you can offer a complete Mobile Chip&PIN Payment Solution for tablets and smartphones under your own brand name.
A Mobile Payment Solution under your Brand Name
We white label our Mobile Chip&PIN Payment solution to financial institutions and MNOs. All you have to do is plug into our systems. We also offer customization of the PED (Pin Entry device) and the App to match your brand.
Enable the Small Merchant to accept Payments
Acquiring banks and MNOs can now offer their small and micro merchants to accept payments with their mobile device, both smartphones and tablets, under their own brand name.
Accept all card payments EMV and MSR
Our PED (Pin Entry Device) can both accept Chip&PIN card payments and Magstripe card payments, so no worries about what card type your customer has, you can accept all card payments.
Our security lowers your PCI costs
Our Payment Platform is top of the line when it comes to security. Handpoint is a fully certified PCI DSS(Payment Card Industry Data Security Standard) payments provider. This means that our payment solutions are recognized and approved as a totally secure way to accept payments. It also means that our customers can reduce their own PCI costs, which is great.
How does it work?
The small merchant uses his mobile device (smartphone or tablet) to connect to wifi or 3G and uses our App our a customised App. The amount is entered on the mobile device which connects to the PED (Pin Entry Device) via bluetooth. The merchant hands the PED to the customer and he inserts his card and enters his pin number on the PED. The transaction is then authorised or declined. The merchant can email or sms the receipt to the customer.
A totally Secure Solution
The payment it self is made on the secure PED. The card data is encrypted on the PED using P2P encryption technology. No card data is stored on the mobile device. The card data is sent to our Bureau on an encrypted format where it is de-crypted and authorised or declined and sent back on an encrypted format. We use DUKPT keys to ensure secure communication between our Bureau and the PED.
Easy Access to Data
Our payment solution provides you with an easy access to your payment data 24/7 with detailed transaction information. This enables you to analyse your business transactions anywhere, anytime.
Just press the button and fill out the Start Now form and start offering your own Mobile Chip&PIN Payment Solution
